/* Overwatch Wealth — light, minimal blue/white */
:root {
  --blue: #1a5fb4;
  --blue-dark: #143f77;
  --blue-light: #e8f1fb;
  --ink: #1e2a38;
  --ink-soft: #51606f;
  --line: #dde6ef;
  --bg: #ffffff;
  --bg-alt: #f6f9fc;
  --radius: 12px;
  --max: 1100px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  font-size: 16.5px;
}

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

h1, h2, h3 { font-weight: 650; line-height: 1.25; letter-spacing: -0.01em; }
h1 { font-size: clamp(2rem, 4.5vw, 3.1rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2rem); }
h3 { font-size: 1.2rem; }

p { color: var(--ink-soft); }

a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }

/* Header */
header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.logo {
  font-size: 1.15rem; font-weight: 700; color: var(--ink);
  letter-spacing: -0.01em;
}
.logo:hover { text-decoration: none; }
.logo span { color: var(--blue); }
.nav-links { display: flex; gap: 26px; align-items: center; list-style: none; }
.nav-links a { color: var(--ink-soft); font-size: .95rem; font-weight: 500; }
.nav-links a:hover, .nav-links a.active { color: var(--blue); text-decoration: none; }
.nav-cta {
  background: var(--blue); color: #fff !important;
  padding: 9px 18px; border-radius: 8px; font-weight: 600;
}
.nav-cta:hover { background: var(--blue-dark); text-decoration: none; }
.menu-btn { display: none; background: none; border: none; font-size: 1.6rem; color: var(--ink); cursor: pointer; }

/* Hero */
.hero {
  background: linear-gradient(180deg, var(--blue-light) 0%, #ffffff 100%);
  padding: 90px 0 70px;
  text-align: center;
}
.hero p.lede {
  max-width: 640px; margin: 18px auto 30px; font-size: 1.15rem;
}
.eyebrow {
  display: inline-block; font-size: .8rem; font-weight: 700;
  letter-spacing: .12em; text-transform: uppercase; color: var(--blue);
  margin-bottom: 14px;
}
.btn {
  display: inline-block; background: var(--blue); color: #fff;
  padding: 13px 28px; border-radius: 9px; font-weight: 600;
  border: none; font-size: 1rem; cursor: pointer;
}
.btn:hover { background: var(--blue-dark); text-decoration: none; }
.btn.ghost {
  background: transparent; color: var(--blue);
  border: 1.5px solid var(--blue);
}
.btn.ghost:hover { background: var(--blue-light); }
.btn-row { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* Sections */
section { padding: 70px 0; }
section.alt { background: var(--bg-alt); }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 46px; }
.section-head p { margin-top: 12px; }

/* Cards */
.grid { display: grid; gap: 22px; }
.grid.cols-3 { grid-template-columns: repeat(3, 1fr); }
.grid.cols-2 { grid-template-columns: repeat(2, 1fr); }
.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px;
}
.card h3 { margin-bottom: 10px; }
.card .icon {
  width: 46px; height: 46px; border-radius: 10px;
  background: var(--blue-light); color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem; margin-bottom: 16px;
}
.card p { font-size: .96rem; }

/* Team */
.person {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; text-align: left;
}
.person .avatar {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--blue-light); color: var(--blue);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; font-weight: 700; margin-bottom: 16px;
}
.person .role { color: var(--blue); font-weight: 600; font-size: .9rem; margin-bottom: 10px; }
.person ul { list-style: none; margin-top: 10px; }
.person li { color: var(--ink-soft); font-size: .93rem; padding: 3px 0 3px 20px; position: relative; }
.person li::before { content: "•"; color: var(--blue); position: absolute; left: 6px; }
.person .contact {
  margin-top: 16px; padding-top: 14px; border-top: 1px solid var(--line);
  font-size: .92rem; color: var(--ink-soft); line-height: 1.8;
}
.person .contact a { font-weight: 500; }
.person .lic { font-size: .76rem; color: var(--ink-soft); margin-top: 6px; line-height: 1.5; }
.person .avatar { font-size: 1.25rem; }

/* Blog */
.post-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; display: flex; flex-direction: column; gap: 8px;
}
.post-card .meta { font-size: .82rem; color: var(--ink-soft); }
.post-card .tag {
  display: inline-block; background: var(--blue-light); color: var(--blue);
  font-size: .75rem; font-weight: 600; padding: 3px 10px; border-radius: 20px;
  margin-right: 8px;
}
.post-card h3 a { color: var(--ink); }
.post-card h3 a:hover { color: var(--blue); }

/* Forms */
form.contact { max-width: 640px; margin: 0 auto; display: grid; gap: 18px; }
.field { display: grid; gap: 6px; }
.field label { font-weight: 600; font-size: .92rem; }
.field input, .field select, .field textarea {
  padding: 12px 14px; border: 1px solid var(--line); border-radius: 8px;
  font-size: 1rem; font-family: inherit; background: #fff; color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: 2px solid var(--blue); outline-offset: 0; border-color: var(--blue);
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-note { font-size: .85rem; text-align: center; }
.form-success {
  display: none; background: var(--blue-light); border: 1px solid var(--blue);
  color: var(--blue-dark); padding: 18px; border-radius: 10px; text-align: center;
  font-weight: 600;
}

/* CTA band */
.cta-band {
  background: var(--blue); color: #fff; text-align: center;
  padding: 60px 0;
}
.cta-band h2, .cta-band p { color: #fff; }
.cta-band p { opacity: .85; max-width: 560px; margin: 12px auto 26px; }
.cta-band .btn { background: #fff; color: var(--blue); }
.cta-band .btn:hover { background: var(--blue-light); }

/* Footer */
footer {
  background: var(--bg-alt); border-top: 1px solid var(--line);
  padding: 50px 0 30px;
}
.foot-grid { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 40px; margin-bottom: 34px; }
.foot-grid h4 { font-size: .95rem; margin-bottom: 12px; }
.foot-grid ul { list-style: none; }
.foot-grid li { padding: 3px 0; }
.foot-grid a { color: var(--ink-soft); font-size: .92rem; }
.disclosure {
  border-top: 1px solid var(--line); padding-top: 24px;
  font-size: .78rem; color: var(--ink-soft); line-height: 1.6;
}
.disclosure p { margin-bottom: 10px; font-size: .78rem; }

/* Prose (blog post / disclosure pages) */
.prose { max-width: 720px; margin: 0 auto; }
.prose h2 { margin: 34px 0 12px; }
.prose p { margin-bottom: 16px; }
.prose ul { margin: 0 0 16px 22px; color: var(--ink-soft); }

/* Page hero (inner pages) */
.page-hero {
  background: linear-gradient(180deg, var(--blue-light) 0%, #ffffff 100%);
  padding: 64px 0 46px; text-align: center;
}
.page-hero p { max-width: 620px; margin: 14px auto 0; font-size: 1.08rem; }

/* Steps */
.steps { counter-reset: step; }
.step { display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid var(--line); }
.step:last-child { border-bottom: none; }
.step .num {
  counter-increment: step; flex-shrink: 0;
  width: 40px; height: 40px; border-radius: 50%;
  background: var(--blue); color: #fff; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}
.step .num::before { content: counter(step); }

/* Responsive */
@media (max-width: 860px) {
  .grid.cols-3, .grid.cols-2 { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .foot-grid { grid-template-columns: 1fr; gap: 26px; }
  .nav-links {
    display: none; position: absolute; top: 68px; left: 0; right: 0;
    background: #fff; flex-direction: column; padding: 20px;
    border-bottom: 1px solid var(--line); gap: 16px;
    align-items: flex-start;
  }
  .nav-links.open { display: flex; }
  .menu-btn { display: block; }
}